If you’re buying a business, then you already know: Financial Due Diligence (FDD) isn’t optional — it’s essential. It’s what gives you the confidence to move forward and helps prevent you from overpaying, missing red flags, or walking into operational chaos.
At OnPoint Accounting Ltd, we’ve supported dozens of acquirers — from first-time buyers to seasoned investors — by uncovering critical risks, validating valuations, and providing clear, actionable reports. But as anyone in M&A knows, no two deals are ever the same.
So, we’ve introduced flexible payment options and updated our cancellation policy to reflect the realities of today’s dealmaking environment.
Option 1: Upfront Payment (Standard Rate)
Best for: buyers who want to secure the best rate and move fast
With this option, you pay the full quoted fee before we begin work. It’s simple, straightforward, and gives you access to our standard pricing, which is 50% lower than if you choose to pay after completion.
Benefits:
✅ 50% discount on FDD fees
✅ Priority scheduling and fast onboarding
✅ Clean engagement process
🔁 Abort policy:
If the deal is aborted mid-way through the process, a 50% abort fee will apply (credited back to you for future use).
If the report is completed and the deal still falls through, an 80% abort fee will apply (also credited back for future engagements).
Option 2: Post-Completion Payment (With Personal Guarantee)
Best for: buyers who want to defer costs until the deal completes
We get it — sometimes you want to keep liquidity on hand until the ink is dry. That’s why we offer a post-completion payment structure with the following terms:
How it works:
Best for: buyers who prefer to defer payment until after the deal closes
We understand that sometimes you need to preserve cash until the acquisition is finalised. That’s why we offer a post-completion payment model — with protections in place for both parties.
How it works:
£500 non-refundable deposit required to begin
50% uplift on the standard service fee
Balance due within 15 days of the acquisition closing, or within 4 months of engagement, whichever comes first
Report is only released once full payment is received
Additional protections:
🤝 Personal Guarantee: The individual signing the agreement is personally liable for the full fee, even if the acquisition fails. This ensures accountability when we’re investing time and resources into deals that may not complete.
🔁 Abort policy:
If the deal collapses mid-way through, a 50% abort fee will apply.
If the report is completed and the deal falls through, an 80% abort fee applies.
Abort fees are payable within 15 days of the deal being aborted
Why the 50% Uplift?
Good question. The premium reflects the commercial risk we’re taking on by:
- Allocating resources and capacity
- Carrying liability without full payment
- Delivering value early in the deal process
It’s not just about getting paid — it’s about being able to say yes to high-quality deals without compromising our service to clients who are ready to move.
So Which Option Should You Choose?
✅ Go Upfront if you want to lock in the best rate, move quickly, and keep things simple.
💼 Go Post-Completion if you’re more cautious about timing, but are happy to pay a premium and provide a personal guarantee.
Either way, you’re getting the same high-quality, hands-on due diligence support we’ve built our reputation on.
Got a Deal Coming Up?
If you’ve got a deal on the horizon — or just want to prepare for what’s next — drop us a line or book a discovery call.
support@onpointasccounting.co.
https://tidycal.com/johanng/
New Book Release: Buying a Business the Smart Way
A practical guide to valuations, due diligence, and acquisition strategy for first-time buyers.
Are you considering buying a business?
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